Jefferson and his states' right disciples believed the Constitution should be interpreted "literally" or "strictly". The reason why was to protect individual rights. Jefferson did not want the Bank of the United States, Hamilton thought it would not only be proper, but also necessary. Jefferson thought it was up to the states and Hamilton thought it was up to Congress. The Bank was created by Congress in 1791. Having a strong central government made people fear that their rights would be taken away from them.