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Medical billing Flashcards

Health insurance terminology

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12853840789ActuariesMathematicians who study trends & set the insurance premiums, deductibles, and co-pays0
12853840790Adjustment CodesPayer codes that explain why a claim is paid differently from how it is billed1
12853840791Admitting PhysicianA physician responsible for a patient's admission to a hospital2
12853840792ADFC"Aid to families with dependent children"; requires meeting specific income level for services3
12853840793Aging ReportsReports that specify the status of a claim and identify transactions requiring follow-up4
12853840794Allowable chargesAlso known as maximum allowable charge; provider payment that is the lower amount of the providers fee and the maximum the insurance company pays for the service5
12853840795Ancillary medical providera limited-licensed professional who performs billable services6
12853840796ANSII formatA complex electronic claims format that is capable of attaching medical records to the claim7
12853840797APC"Ambulatory patient classification"; Medicare payment system for facilities performing outpatient procedures8
12853840798AppealA formal request for penalty reversal or a changed decision on a claim9
12853840799ASC"Ambulatory surgery center"; a freestanding facility that specializes in same-day surgery10
12853840800Assignment of benefitsAn allocation of who receives the insurance payment11
12853840801Authorization numberThe number is assigned by the insurance company when a decision is reached prior to the delivery of service. Therefore, service is medically necessary.12
12853840802Authorized providerA hospital, institution, physician or other professional who meets the licensing and certification requirements of TRICARE and is practicing within the scope of that license13
12853840803Bad debt write offA payment that is owed but not collectible14
12853840804Balanced billingThe process of billing a patient for the balance after the insurance payment has been posted15
12853840805beneficiaryThe person entitled to insurance policy benefits16
12853840806Benefit periodA Medicare patient readmission within 60 days of discharge; considered part of a previous hospitalization for calculating the Medicare part A patient financial responsibility.17
12853840807Billing addressThe mailing address for the patient or payer18
12853840808Birthday ruleA rule used when both parents have insurance policies that cover a dependent child; specifies as the primary payer the parent whose birthday is the first in the calendar year19
12853840809CapitationMethod of payment to a physician based on the amount of patients assigned by the medical plan not the actual costs.20
12853840810CarrierThe medical plan that administers or underwrites a health benefit program21
12853840811Carrier-directA billing method that allows a provider to submit claims directly to the insurance carrier22
12853840812Case numberPayer assigned number that has to appear on each page sent with an appeal23
12853840813Charge slipKnown as a superbill, encounter form, or routing form; documentation for financial, diagnostic, and treatment information24
12853840814CHIP"Children's health insurance program"; also known as title 21; a program that allows states to create health insurance programs for low-income children25
12853840815Claim auditsA review for duplication of services or billing, and excessive services or billing26
12853840816Claim editsA review for completeness and accuracy of the claim form27
12853840817Clean claimA claim paid on the first submission by passing the payer claim edits and claim audits28
12853840818CoinsuranceKnown as co-payment, the percentage the Patient must pay the provider29
12853840819Combination programCombination of state, employer self-insured, and commercial workers compensation30
12853840820Compliance monitoringIdentifying responsibilities related to accuracy and verification of the services provided31
12853840821Concurrent payment auditAuditing that's done at the time oayments are posted, to correctness of payments received.32
12853840822ConfidentialityAn ethical and legal guideline that specifies that certain information is not to be shared with others33
12853840823COB"Coordination of benefits"; a rule that determines how monies will be paid so that the total amount of the bill is not overlaid, for a patient with more than one insurance policy.34
12853840824CoverageA statement of medical conditions that a policy may or may not pay by the insurance35
12853840825Day sheetA chronological summary of transactions posted to patients ledgers on a given day36
12853840826DeductibleThe amount a patient pays for services before the insurance plan pays37
12853840827Delinquent claimKnown also as pending claim; a claim for which payment is overdue38
12853840828DemographicInformation about a person39
12853840829DependentA person permitted serviced under an insured's health policy40
12853840830Direct payA billing method in which the patient pays for the services provided41
12853840831Dirty claimA denied or rejected claim42
12853840832DowncodingAlso called under coding; selecting a code at a lower level than the services required43
12853840833Duplicate claimAlso called double billing; resubmission of identical claims without changes44
12853840834EDI"Electronic data interchange"; a process used for sending electronic claims45
12853840835EOB"Explanation of benefits"; a notification of decisions related to a claim46
12853840836EOMB"Explanation of Medicare benefits"; a notification of decisions related to a Medicare claim47
12853840837Episode of care reimbursementA single fee foe all services associated with the procedure or illness48
12853840838ExclusionA condition not covered by an insurance policy49
12853840839fee-for-serviceA billing method in which a price is charged for each individual service50
12853840840Financial hardship discountA discount for which a patient have financial difficulties signs a waiver that is put in his or her financial file,and for which the physician accepts what the insurance pays and writes off the portion owed by the patient51
12853840841Facial intermediary (FI)"Facial intermediary"; an insurance carrier that administers medical plans for a specific region52
12853840842Global periodA time frame when all care related to a procedure or service is considered part of the coding report the procedure and may not be billed separately53
12853840843Health insuranceA contractor that provides money to cover some or all of the cost of medically necessary services54
12853840844HIPAA"Health insurance portability and accountability act of 1996"; a federal law that governs a variety of health insurance billing regulations55
12853840845HMO"Health maintenance organization"; a managed care plan56
12853840846IME"Independent medical examination"; a second opinion at is requested by a third-party payer such as workers compensation or disability insurance, and that is usually performed for confirmation of a level of impairment or injury57
12853840847Indemnity insurance planA fee for service plan; the purest form of commercial insurance, in which a patient directs his or her own care and pays a percentage of the cost58
12853840848IDS"Integrated delivery system"; a managed care organization that integrates all aspects of patient care under one delivery system59
12853840849Indirect payerA third party payer; an insurance company that pays for the fee for service instead of the patient60
12853840850IPA"Independent practice association"; an HMO contract with physician who maintain his or her existing practice61
12853840851Kyle provisionA provision included in the 1997 BBA that allows providers who opted out of the Medicare program to enter into private contracts with Medicare recipients under special rules62
12853840852Lifetime reserve60 extra days of hospital coverage that a Medicare coverage patient may use once if needed63
12853840853Limited charge115% of the allowable charge billed for nonparticipating providers64
12853840854Limited fee chargeA fee set at a maximum of 15% above the nonPAR Medicare approved rates65
12853840855Line item postingAn accounting method in which every payment posted to the exact transaction for which payments are received.66
12853840856Locality codeA 3 digit number that represents a group of zip codes67
12853840857Maximum allowable feeAn established a physician may charge for a service68
12853840858MCO"Managed care organization"; a prepaid managed health plan69
12853840859MDC"Major diagnostic categories"; diagnostic code groups that are similar or related by treatment, diagnosis, or length of stay in a hospital setting70
12853840860Medi / MediAlso known as 18/19 or care / caid; a combination of Medicare and Medicaid programs available to Medicare eligible patients whose income is below poverty level71
12853840861MFS"Medicare fee schedule"; a list of Medicare approved fees for provider and physician services72
12853840862MMI"Maximum medical improvement and impairment rating"; usually, a percentage of total body function measurement assiociated with long-term impairment73
12853840863MSN"Medicare summary notice"; also known as Medicare remittance notice (MRD); an explanation of benefits remittance74
12853840864MTF"Military treatment facility"; a healthcare facility for members of the armed forces75
12853840865National conversion factorThe figure multiplied by the relative value unit (RVU) into a payment amount76
12853840866NonPAR"Nonparticipating provider"; a physician that does not agree to accept the Medicare approved rate for services provided to Medicare patients77
12853840867No-showA patient who fails to call or arrive for a scheduled appointment78
12853840868NPI"National provider identification"; identification number that is to replaced the UPIN and PIN systems for submitting claims to health insurance programs79
12853840869NSF FormatA simple form of sending electronic claim data; a form that can not submit supporting documentation with the claim80
12853840870OIG / HHS"Office of inspector general, department of health and human services"81
12853840871OutliersClaims that are outside the normal statistical patterns for the region82
12853840872Out of planServices performed where there is no contact agreement with the medical plan of the patient83
12853840873Out of picket expensesMoney the patient must pay for services84
12853840874PAR"Participating provider"; a physician who has signed a contract with a medical plan and has agreed to accept the fee schedule for services provided to patients85
12853840875Patient account ledgerA permanent financial record of transactions for a patient86
12853840876Patient account numberAn internal identification number assigned by a practice for each patients financial record87
12853840877Patient discountA discount given to self-pay patients; can not be lower than the Medicare fee schedule88
12853840878Patient eligibilityContacting and verifying coverage of a patient to verify that the policy information is accurate and that coverage is active89
12853840879Patient supplied informationThe billing information for the top half of the insurance claim form90
12853840880Penalized claimA claim that does not pass the claim edits or audits; results in a reduction in payment91
12853840881PigeonholingUsing a short list of diagnosis codes for all patients, even when the codes don't match the actual diagnosis or condition92
12853840882PIN"Physician / provider identification number"; a unique number given by the insurance company that identifies the provider93
12853840883Place of service codesCodes that identify where the service is provided94
12853840884PolicyholderAlso known as the subscriber or beneficiary; the purchaser of the health insurance policy95
12853840885POS"Point of service"; allows HMO patients limited coverage for out of plan providers96
12853840886PPO"Preferred provider organization"; a managed care medical plan97
12853840887PreauthorizationObtaining prior approval before a service is provided98
12853840888Pre existing conditionAny condition for which a person has received prior treatment99
12853840889PremiumA free paid at regular intervals by the policyholder100
12853840890Primary payerThe legally first billable insurance when more than one insurance policy is available101
12853840891Professional courtesyA decision by a physician to see a patient at no charge102
12853840892Provider- supplied informationThe billing information for the bottom half of the insurance claim form103
12853840893PSO"Provider sponsored organization"; a Medicare managed care plan104
12853840894Qui tamProvisions under the False Claims Act that allow anyone to report violations without repercussions105
12853840895QMB"Qualified Medicare beneficiary program"; a program that pays premiums, deductibles, and co-payments for Medicare low-income patients106
12853840896RBRVS"Resource based relative value system"; a basis for the physician fee schedule that applies work, overhead, and geographic adjustment in determining established fees107
12853840897Re-billAlso known as repeat claim; resubmission of a corrected claim108
12853840898Right of subrogationThe substitution of one person for another in claiming a lawful right or debt109
12853840899Scope of practiceThe legal limits of licensure; the type of services that can be provided with given credentials110
12853840900Secondary payerThe legally second billable insurance after the primary payer has sent payment, when more than one insurance policy is available.111
12853840901Special reportA report that explains any unusual, variable, or infrequently performed procedures or services; should be sent with the claim for processing112
12853840902SuperbillAlso known as the charge slip, routing form, or encounter form; a documentation source for diagnostic, financial, and treatment information113
12853840903TPA3rd party administrator; also known as a clearinghouse; a processing center for insurance claims114
12853840904Title 19A social security act amendment establishing Medicaid115
12853840905Title 21A social security act amendment establishing children's health insurance program (CHIP)116
12853840906Turn around timeThe time from claim to submission to payment117
12853840907UCR"Usual, customary, and reasonable fee"; the fee the provider usually charges for the service118
12853840908UnbundlingBilling separately for procedures that are usually grouped or bundled together in a comprehensive code or codes; considered a fraudulent and/or illegal act119
12853840909Unprocessable claimA claim that can not be processed due to missing information120
12853840910UpcodingChoosing a higher level code than what is documented for the service provided; can be considered a fraudulent practice121
12853840911UPINUnique provider identification number; specific number given to a provider by Medicare to identify the provider122
12853840912WaiverAlso known as a rider; an addendum to an insurance policy that excludes certain conditions from coverage123
12853840913Write offThe difference between the full fee and the allowed fee in a payer contract124

Medical Billing and Reimbursement Flashcards

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14793468201Medical Billing ProcessCollect as much patient information as possible regarding insurance coverage and payment expectations of the patient when the patient makes the appointment. Make a copy of the patient's insurance card and a government-issued photo ID at the time of the appointment. Remember to update the copies of insurance cards once a year. Once the patient's copayment responsibility is determined, collect the copayment before any medical services are provided. Verify the patient's coverage and eligibility prior to the appointment. Contact the provider services department or check online to confirm if the patient's contract with the insurance company is valid for the date of service. Contact the health insurance company's representative to request for precertification, if needed. In some instances, precertification is required in order for any payment to be authorized prior to medical services being provided. Code the diagnosis or procedure appropriately after medical services are provided. This coding information is provided to the insurer. Complete and submit the insurance claim form. Most insurance companies have an electronic claim form that is submitted online. Ensure accuracy during the billing process by reviewing the claims submission report.0
14793468202Patient's Financial Responsibilities to Third PartyCopayment Deductible Out of Pocket Costs Coinsurance1
14793468203CMS-1500 FormUniversal claim form used by most insurance providers to authorize payment for services. The MA can fill out the paper form or the electronic claim form depending upon the insurance company's policies. The information to be filled in an electronic claim form is identical to the information filled in the paper form and is divided into three sections.2
14793468204CMS-1500 Section IThis section indicates the type of insurance, insurance address, and insurance number.3
14793468205CMS-1500 Section IIThis section includes patient and insured information. This is to specify which person is covered by the plan and how they are related to the insured.4
14793468206CMS-1500 Section IIIThis section includes physician or supplier information. This information is about the service provider, services provided, and the medical conditions being treated.5
14793468207When should the copayment be collected?Before medical services are provided6
14793468208How is patient eligibility confirmed?Contacting the provider services department to confirm that the patient's contract with the insurance company is valid for the date of service7
14793468209Direct Billingthe submission of electronic claims directly to the insurer. In the initial insurance claim, only basic patient information is provided to the insurance company, including patient name, date of birth, and insurance ID number. Diagnostic and procedural information is also sent. Transmitter IDs do not need to be included, as they are identifiers that are already part of the billing system.8
14793468210Carrier direct BillingWhen physician's office or other medical office sends a claim directly to the medical insurance carrier. Major insurance companies-like Medicare, Medicaid, Aetna, and Cigna-provide billing software to the provider or office at no cost. It is simple and supplies required information, but is limited in that information can only be supplied to specific carriers, such as Medicare or Medicaid. This type of billing cannot be used for multiple third-party payers.9
14793468211Sending an Electronic Claim FormWhen an electronic claim is sent, the MA should monitor processing and look for communication from the insurer. The insurer may request additional information, and the MA should address these requests as soon as possible. Delays in fulfilling requests may mean delays in payment. Further information may include progress notes or notes made by the provider about treatment provided. If this information is delayed, reimbursement to the provider may be suspended or withheld. The MA should always work to complete the electronic forms with a very high level of attention to detail and accuracy. Forms that are submitted with errors will delay payment or even lead to denial of benefits. Electronic submission should be reviewed for accuracy, and denials should be checked closely.10
14793468212Clearinghouse ServicesServices provided by clearinghouses include: Auditing claims for accuracy. This helps in identifying errors and ensuring completeness, which in turn expedites payment and reduces the instances of denied claims. Generating statistical reports on the total number of claims, as well as the number of errors in a submission. Forwarding claims to other clearinghouses that may have contracts. This means that if the claim is submitted once, it does not need to be resubmitted to a different insurer. This can be helpful if the patient has more than one insurance carrier. Keeping medical offices informed of new insurance carriers added to the database. Providing reports on the number of claims submitted to third-party payers as well as the number of errors and their specifics. For example, a provider may want to see how many claims have been submitted to Blue Cross.11

chapter medical billing and reimbursement Flashcards

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10680168617Black 1Type of insurance coverage0
10680168618The insured's name is found in blockBlock41
10680168619Patients nameBlock 22
10680168620The insured address in block 7 refer toPolicyholders address3
10680168621The physicians office place of service code114
10680168622Physicians signature315
10680168623The assignment is benefitsBlock 136
10680168624Procedures performed24d7
10680168625The onset of illnessBlock 148
10680168626The billing provider NPI #33A9
10680168627A secondary insurance is11d10
10680168628When completing CMS1500 form, which contains indie about the patient and insuredSection 211
10680168629Which is a fixed amount per visit and is typically paid at the time of medical servicesCopayment12
10680168630Block 14Date of current illness injury or pregnancy13
10680168631Block17Name of referring provider and NPI #14
10680168632Block21Diagnosis or nature of illness or injury15
10680168633Block18Hospitalization dates related to current services16
10680168634Block23Prior authorization number17

MA: Medical Billing, Coding, & Insurance Key Terms Flashcards

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11356877924AbuseImproper billing practices that result in financial benefit to the provider but are not fraudulent.0
11356877925Add-on codesCPT codes with a + symbol in front, used to specify procedures in addition to the primary procedure. An addition code cannot be used alone.1
11356877926AdjustmentA positive or negative change to a patient's account balance. This is done to make changes, corrections, or discount write-offs.2
11356877927Admitting ClerkClerk who enters patient's demographic information into a computer and obtains signed statement(s) from patients to protect hospitals' interests. Responsibilities of the admitting clerk may also include general filling of patient charts.3
11356877928Admitting PhysicianThe doctor responsible for admitting a patient to a hospital or other inpatient health facility.4
11356877929Advanced Beneficiary Notice (ABN)A written notification that must be signed by the patient or guardian prior to the provider rendering a service to a Medicare beneficiary that could be potentially denied or deemed "not medically necessary."5
11356877930Allowed ChargesMaximum amount an insurance payer considers reasonable for medical services. Participating providers agree by contract to accept the allowed charge for services they provide. The allowed charge is often paid in part by the insurance company and in part by the patient's co-insurance or co-payment.6
11356877931AppealThe process used by a provider to ask an insurance carrier to reconsider a denied claim. The provider bases an appeal on documentation that backs up the medical necessity of the medical treatment.7
11356877932Assignment of BenefitsRequest made by a patient to allow the insurance carrier to pay the healthcare professional directly rather than issuing monies to the patient.8
11356877933AuditA formal examination of patients' medical records and accounts.9
11356877934Balance BillingBilling patients for the dollar amount left over after the insurance carrier has paid. If the provider has a contract with the third-party payer, balance billing may be prohibited.10
11356877935Benefit periodA period of time during which medical benefits are available to an insurance beneficiary.11
11356877936Birthday RuleDetermines which insurance is primary when two policies are valid for a child. The plan of the parent whose birthday month comes first in the calendar year is usually primary.12
11356877937Bundled CodeA group of related procedures covered by a single code.13
11356877938Centers for Medicare and Medicaid Services (CMS)The department of the federal government responsible for administering Medicare and Medicaid. Formerly the Health Care Financing Administration (HCFA).14
11356877939CertificationsTraining received in particular fields that acknowledges a medical office specialist's expertise.15
11356877940ChargesAmounts a practice charges for medical services rendered.16
11356877941Charge Description Master (CDM)A database that contains a detailed narrative of each procedure, service, dollar amount and revenue code that is used in inpatient facilities. This information is transferred to the patient bill or UB-04 after the patient is discharged.17
11356877942Chief Complaint (CC)A concise statement describing the symptoms, problem, condition, diagnosis, or other factor that is the reason for the patient encounter.18
11356877943Clean ClaimsClaims that have no data errors when submitted to an insurance carrier.19
11356877944ClearinghouseA company that receives claim from multiple providers, evaluates them, and batches them for electronic submission to multiple insurance carriers.20
11356877945CMS-1500 Claim FormStandard claim form used by physicians and other healthcare professions to bill for services rendered.21
11356877946Code EditsComputer program function that screens for improperly or incorrectly reported procedure codes.22
11356877947Code LinkageThe process of joining a diagnosis code and procedure code for the purpose of justifying medical necessity.23
11356877948CoinsurancePercentage of the allowed amount that is the patient's responsibility.24
11356877949Commercial Health Insurance (CHI)Any type of health insurance not paid for by a government agency. The policy can be based on fee for service or managed care. Also known as private health insurance.25
11356877950ComorbidityOne or more disorders or diseases that presents in addition to the primary disease or disorders.26
11356877951Compliance OfficerIndividual responsible for reviewing office policies and procedures to ensure that all applicable HIPAA laws, rules, and regulations are being followed.27
11356877952ConsultationService provided by a physician whose opinions or advice regarding a patient's condition and/or treatment is requested by another physician. The consulting physician must communicate the findings, results, and recommendations in a written report to the requesting physician.28
11356877953Coordination of Benefits (COB)When a patient has more than one insurance policy, insurance carriers work together to coordinate the insurance benefit so that the maximum payment does not exceed 100% of the charge.29
11356877954CopaymentA fixed dollar amount the patient pays at each office visit or hospital encounter, as specified in the patient's insurance policy.30
11356877955CrossoverReassignment of gaps in coverage that eliminates the need for a beneficiary to file a separate claim with his or her Medigap insurer. It usually requires the beneficiary to sign release-of-information and assignment-of-benefit forms with their providers.31
11356877956CrosswalkA reference aid that compares information in one system to information in another system. A crosswalk between ICD-9 and ICD-10 will allow a coder to look up an ICD-9 code and see what the corresponding code is in the new ICD-10 system.32
11356877957Current Procedural Terminology (CPT)A system of five-digit codes used to describe what procedures were performed.33
11356877958DeductibleAmount a beneficiary is responsible for before the insurance company pays as stated in the insurance policy.34
11356877959Dirty ClaimA claim that is incorrect or is missing information when submitted.35
11356877960DocumentationA consistent, medical record format, often in chronological order, that records facts and observations regarding a patient's health status.36
11356877961DowncodeOccurs when the procedure code billed is for a procedure that is less involved than the procedure actually documented in the chart. Carriers will downcode or deny payment when the documentation fails to justify the level of service billed.37
11356877962Electronic ClaimsThe process of submitting medical claims electronically versus on paper claims.38
11356877963E/M CodesCPT codes 99201 to 99499. These codes are used to report encounters in which the physician evaluates the patient's problem or complaint, considers treatment options, and recommends a plan of treatment. The most common E/M visits are "office visits" and "hospital visits." Codes are categorized by place of service and subdivided based on the complexity of the problem and treatment options. 3 to 5 level of codes are available for reporting purposes. The number of levels in a category varies and is dependent on the types of services that might be provided.39
11356877964Established PatientOne who has received professional services from a physician or another physician of the same specialty who belongs to the same group practice within the past 3 years.40
11356877965ExaminationAn evaluation performed by a physician who is involved in a patient's care for the purpose of establishing a medical diagnosis and treatment.41
11356877966FraudAn intentional deception or misrepresentation that an individual knows, or should know, to be false, or does not believe to be true, and makes, knowing the deception could result in some unauthorized benefit to himself or some other person(s).42
11356877967Global PeriodThe number of days surrounding a surgical procedure during which all services relating to the procedure --- preoperative, during the surgery, and postoperative --- are considered part of the surgical package.43
11356877968GuarantorThe person who is ultimately responsible for paying for the healthcare services rendered.44
11356877969History of Present Illness (HPI)A chronological description of the development of the patient's present illness from the first sign or symptom to the present.45
11356877970ICD-9-CMAbbreviation for International Classification of Diseases, Ninth Revision, Clinical Modification. A coding system used to code signs, symptoms, injuries, diseases, and conditions.46
11356877971InpatientA patient who has been admitted to the hospital and is expected to stay 24 hours or more.47
11356877972Insurance Verification RepresentativeCoordinates all financial aspects of patient visits and admissions, including insurance verification, precertification information, follow-up of third-party payment denials, and financial counseling.48
11356877973Level I (HCPCS)CPT coding levels published by the American Medical Association that are made up of five numeric digits. These codes are used to report services and procedures when billing insurance carriers.49
11356877974Level II (HCPCS)Alphanumeric CPT coding levels published by CMS that consists of one letter followed by four numbers. These codes are used to report certain medical services not included in the CPT manual, services by nonphysician providers and ambulances, and durable medical equipment and supplies when billing insurance carriers.50
11356877975Lifetime MaximumAs stated in the insurance policy, the maximum amount of money a plan will pay toward health services over the lifetime of the insured. Once this amount has been met, no more benefits will be paid.51
11356877976Limiting ChargeThe maximum amount a non-participating physician can charge a Medicare patient on a non-assigned claim.52
11356877977Local Coverage Determination (LCD)A decision by a Medicare fiscal intermediary or carrier on whether to cover a particular service on an intermediary-wide or carrier-wide basis in accordance with Section 1862 (a) (1) (A) of the Social Security Act (i.e., a determination as to whether the service is reasonable and necessary).53
11356877978Main TermThe term used when searching for a specific diagnosis code. Is usually the chief complaint (CC).54
11356877979Medical BillerIndividual who submits and tracks all insurance claims and ensures that insurance companies correctly reimburse the healthcare provider.55
11356877980Medical CoderIndividual who assigns numerical codes to diagnoses and procedures using no the ICD-9(10)-CM and CPT manuals.56
11356877981Medical Decision Making (MDM)The process of establishing a diagnosis and selecting a management option as measured by the number of diagnoses or treatment options, the amount and complexity of data (medical records, test result, or other information) to be reviewed, and the risk of complications, morbidity, or mortality.57
11356877982Medicare Part AThe U.S. government's health insurance program for the elderly, individuals with disabilities, and individuals with qualifying end-stage renal disease. This portion covers hospital fees.58
11356877983Medicare Part BMedical insurance that helps pay for physicians' services, outpatient hospital care, durable medical equipment, and some medical services that are not covered by Medicare Part A.59
11356877984Medicare Part COffers expanded benefits for a fee through private health insurance programs such as health maintenance organizations and preferred provider organizations that have contracts with Medicare. Also called Medicare Advantage.60
11356877985Medicare Part DMedicare prescription drug coverage program.61
11356877986Medicare Remittance Notice (MRN)Notice sent to providers by Medicare contractors on assigned claims; details how a claim was processed.62
11356877987Medicare Secondary Payer (MSP)Any situation in which a payer is required by federal law to pay before Medicare pays. In several instances another payer could be primary to Medicare63
11356877988Medicare Summary Notice (MSN)An easy-to-read document that clearly lists the health insurance claim information. The MSN lists the details of the services rendered by a provider and show amounts paid and beneficiaries' responsibilities.64
11356877989MedigapA privately offered, Medicare-supplemental health insurance policy designed to provide additional coverage for services that Medicare does not pay for and noncovered services.65
11356877990ModifiersTwo-digit numbers placed after the five-digit CPT code to indicate that the description of the service or procedure has been altered.66
11356877991National Provider Identifier (NPI)A unique 10-digit number for HIPAA-covered healthcare providers to be used in the administrative and financial transactions adopted under HIPAA.67
11356877992NetworkAn organization of members contracted with a managed care organization.68
11356877993New PatientA person who does not receive any professional services within the past 3 years from the physician or another physician of the same specialty who belongs to the same group practice.69
11356877994Nonparticipating Provider (Non-Par)A provider who does not have a contract with a designated insurance carrier and is not obligated to offer discounted rates.70
11356877995Occupational Safety and Health Administration (OSHA)A federal agency that oversees the federal laws requiring employers to provide employees with a workplace free from hazardous conditions.71
11356877996Office of Inspector General (OIG)The largest inspector general's office in the federal government, it is dedicated to combating fraud, waste, and abuse, and to improving the efficiency of HHS programs. The majority of OIGS resources goes toward overseeing Medicare and Medicaid programs.72
11356877997Out-of-Pocket ExpensesAmount of healthcare expenses for which a policyholder or patient is responsible. The amount is determined by the payer and is listed in the insured's policy. The payer reimburses services at 100% once the out-of-pocket expenses are met in a calendar year.73
11356877998Participating Provider (PAR)A provider who signs a contract with an insurance carrier to see patients at a discounted rate. PARs are usually listed in a provider book given to beneficiaries at enrollment.74
11356877999Past, Family, and Social History (PFSH)A review of the past medical experiences of the patient and the patient's family as well as an age-appropriate review of past and current social activities such as marital status, employment, sexual history, and use of drugs, alcohol, and tobacco.75
11356878000Payer of Last ResortUnder the Medicaid program, if an insured person has any insurance in addition to Medicaid, then those insurance carriers will be approached first for payment and Medicaid will be approached last.76
11356878001PaymentMoney received in a physician's practice. Includes insurance payments attached to an Explanation of Benefits or patient payments by check, money order, or cash.77
11356878002Physical Status ModifierA two-character code beginning with "P", required after a CPT code for anesthesia to indicate the patient's health status at the time anesthesia is administered. Established by the American Society of Anesthesiologists.78
11356878003Point-of -Service (POS)A type of managed healthcare plan that allows the member to choose between an HMO, PPO, or indemnity plan at the time of service.79
11356878004PreauthorizationAuthorizations from an insurance company that allow a patient to receive treatment using their benefits. Some insurance companies require this prior to admission for a hospital stay or outpatient surgery.80
11356878005PremiumsDollar amounts a person pays for an insurance policy. Often deducted from an employee's paycheck.81
11356878006Primary Care Physician (PCP)A provider who coordinated a patient's care.82
11356878007Professional ComponentThe part of the relative value associated with a procedure that represents a physician's skill, time, and expertise used in performing the procedure.83
11356878008Recovery Audit Contractor (RAC)Audits the processed claims by MAC and recovers improper paid claims.84
11356878009ReferralThe transfer of total care or a specific portion of care of a patient from one physician to another.85
11356878010RegistrationThe process of collecting a patient's personal information, including insurance information, and entering it into the hospital's computer system. Includes scheduling the hospital stay, completing preadmission testing, receiving and following all of the appropriate preadmission instructions, completing all consent forms, and verifying insurance benefits.86
11356878011Release of Information FormSpecifies which information from a patient's medical chart may be released and to whom it may be released.87
11356878012Review of Systems (ROS)An inventory of body systems obtained through a series of questions asked by the physician, who seeks to identify signs or symptoms that the patient may be experiencing.88
11356878013Schedule of Benefits (SOB)A list of medical services covered under an insurance policy and the amount paid for each treatment.89
11356878014SuperbillsDocument that contains ICD-9(10) and CPT codes for the diagnoses and services that the office routinely uses. Also referred to as an encounter form, charge slip, or routing ship.90
11356878015Surgical PackageThe services before and after a surgical procedure that are considered to be part of the CPT code billed and should not be part of the CPT code billed and should not be billed separately. The CPT manual defines the "CPT surgical package," but payers may vary this to suit their needs. Also called a global package.91
11356878016SymbolsUsed in the CPT book to show changes and alert the reader to new codes, deletions, or alternations to a code. The symbol is located before the code number for 1 year, after which it becomes part of the next annual printing.92
11356878017Technical ComponentPart of the relative value associated with a procedure that reflects the technologist, equipment, and processing including pre-injection and post-injection services.93
11356878018TRICAREThe civilian health and medical program of the uniformed services for qualified family members of military personnel.94
11356878019TRICARE ExtraA PPO type of managed care plan that allows TRICARE beneficiaries who do not have priority at a military treatment facility to receive services primarily from a civilian provider at a reduced fee.95
11356878020TRICARE PrimeA voluntary HMO-style plan for TRICARE beneficiaries that offers preventive care and routine physical examinations. Each individual on this plan is assigned a primary care manager.96
11356878021TRICARE StandardA fee-for-service health plan for families of active-duty personnel and retirees that goes into effect when treated by a civilian provider. Most enrollees pay an annual deductible.97
11356878022UB-04 Claim FormStandard health insurance claim form used by institutional providers, such as hospitals, skilled nursing facility, and rehabilitation centers, to file insurance claims with Medicare Part A and other health insurance companies. The UB-04 replaced the UB-92 and was mandatory beginning in 2007.98
11356878023UpcodeOccurs when the procedure code stated is for a procedure that is more involved than the one actually documented in the chart.99

Chapter 1 Medical Billing and Coding Flashcards

Terms : Hide Images
13246901143American Association of Medical Assistants (AAMA):Enables medical assisting professionals to enhance and demonstrate the knowledge, skills, and professionalism required by employers and patients; as well as protect medical assistants' right to practice.0
13246909150Centers for Medicare and Medicaid Services (CMS)Formerly known as the Health Care Financing Administration (HCFA); an administrative agency within the federal Department of Health and Human Services (DHHS).1
13246918898CodingProcess of reporting diagnosis, procedures, and services as numeric and alphanumeric characters (called codes) on the insurance claim2
13246928107Current Procedural Terminology (CPT)Published by the American Medical Association; includes five-digit numeric codes and descriptors for procedures and services performed by providers.3
13246936923Department of Health and Human Services (DHHS)The United States government's principal agency for "protecting the health of all Americans and providing essential human services, especially for those who are least able to help themselves4
13246943248EmbezzleThe illegal transfer of money or property as a fraudulent action; to steal money from an employer.5
13246950961EthicsPrincipal of right or good conduct; rules that govern the conduct of members of a profession6
13246959948Explanation of benefits (EOB)Report that details the results of processing a claim.7
13246968818HCPCS level II codes: National codes published by CMS, which include five-digit alphanumeric codes for procedures, services, and supplies not classified in CPT.8
13246976915Health insurance claimdocumentation of submitted to an insurance plan requesting reimbursement for health care services provided.9
13246986941Hold harmless causePolicy that the patient is not responsible for paying what the insurance plan denies.10
13246995576International Classification of Diseases, 10th Revision, Clinical Modification (ICD-10-CM)Coding system to be implemented October 1, 2015, and used to report diseases, injuries, and other reasons for inpatient and outpatient encounters11
13247008202International Classification of Diseases, 10th Revision, Procedural Coding System (ICD-10-PCS):Coding system to be implemented on October 1, 2015 and used to report procedures and services on impatient claims.12
13247015761Medical Malpractice InsuranceA type of liability insurance that covers physicians and other health care professionals for liability claims arising from patient treatment.13
13247023393Medical necessityinvolves linking every procedure or service code reported on an insurance claim to a condition code that justifies the need to perform that procedure or service.14
13247029791National CodesCommonly referred to as HCPCS level II codes; include five-digit alphanumeric codes for procedures, services, and supplies that are not classified in CPT.15
13247036272PreauthorizationHealth plan review that grants prior approval health care services16
13247042285ProfessionalismConduct or qualities that characterize a professional person17
13247051887Remittance advice (remit)Electronic or paper-based report of payment sent by the payer to the provider; includes patient name, patient health insurance claim (HIC) number, facility provider number/name, dates of service (from date/thru date), type of bill (TOB), charges, payment information, and reason and/or remark codes18
13247056561Respondeat SuperiorLatin for "let the master answer"; legal doctrine holding that the employer is liable for the actions and omissions of employees performed and committed within the scope of their employment19
13247063068Scope of PracticeHealth care services, determined by the state, that an NP and PA can perform.20

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