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Personal finance

1ac_critical_financial_surveillance_pedagogy_-_ddi_2015_ks.docx

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Art History
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Personal finance
Credit
Financial economics
Subprime mortgage crisis
Financial crises
Credit history
Credit score in the United States
Subprime lending
Credit score
Debt
Credit card
Government debt

Credit reporting is a pervasive but overlooked form of financial surveillance that investigates and commoditizes individuals Josh Lauer, doctoral candidate at the University of Pennsylvania's Annenberg School for Communication, April 2008, Technology and Culture Volume 49 Number 2, ?From Rumor to Written Record: Credit Reporting and the Invention of Financial Identity in Nineteenth-Century America,? http://muse.jhu.edu/journals/tech/summary/v049/49.2.lauer.html

Sample Credit report analysis

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Economics
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Financial economics
Credit
Finance
Personal finance
Credit score
Credit history
Credit bureau
Experian
TransUnion
Fair and Accurate Credit Transactions Act
Debits and credits
VantageScore

M4A2 My Credit Report Eric Mackey Building Personnel Wealth Fin 201 Based on your credit report, write a paper to address the following questions. Do not share personal information that may be confidential. What is your initial reaction to your credit report? Describe any surprising elements you noted in the report. My initial reaction was Transunion had an alias for me, Erick C. Mackey, which I never used. I immediately initiated a dispute. I will have to wait and see via email what Transunion will do to fix it. I also noticed an old cable bill for initially $40 that is now $250. I will contact Comcast about that. My actual initial reaction was surprise of the ease of getting a free credit report. Those commercials for

Sample Retirement Planning Presentation

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Economics
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Investment
Financial economics
Individual Retirement Accounts
Financial services
Personal finance
Traditional IRA
Roth IRA
Individual retirement account
401
Mutual fund
Probate
Pension
Business

Retirement Planning Facilitator: Eric Mackey FIN201 M5A1 Individual Retirement Accounts Traditional IRA Pretax Contribution $5,500 (2014) or $6,500 if over age 50 Must take distributions at age 70 ? Contributions and earnings are taxable when withdrawn Can decide how money is invested Roth IRA Post Tax Contribution $5,500 (2014) or$6,500 if over age 50 No required distribution if original owner None if a qualified distribution Can decide how money is invested Case Study, $3,500 investmentT. Rowe Price Retirement Income Fund TRRIX Traditional IRA $3,500 tax deferred investment Rate of Return (Rate) 6.10% Number of Year (NPER) 30 Present Value (PV) 3500 Total Value after 30 years $20,679.00 Distributions are taxed Roth IRA $2,450 after tax contribution (30% tax bracket)
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